Cash loans for people with bad credit records are available; you just have to look in the right places. With a poor financial history it may not be easy to borrow money and get credit, but there are lending companies that specifically only lend to those who have bad records or even those who are blacklisted. The only things you have to look out for are the interest rates that the different companies are offering. With a bad history like yours, all lending companies will see you as a risk, so they have to charge a hefty rate, to secure themselves. Either that or they will only offer secured finance.
Secured finance is putting your property down as security and this is how you can get cash loans for people with bad credit records. Some companies will asked for collateral while others just charge nasty interest rates, so you just have to look around, do enough research and find the company that suits you best. Many people need to borrow money at some point in their lives and even though it is something they don’t necessarily want to do; they may have no other choice. However, you really should only use this as a last resort; first try borrowing from someone you know, someone who won’t charge you interest so that it will be easier for you to pay it back.
Having a poor financial history is not a good thing, it will never be, but at least you know that should you need to make a cash loan you can, as long as you are willing to use collateral or pay crazy interest rates. You can begin your search online; it shouldn’t take you long to find a company who deals with cash loans for people with bad credit records.