The Cash Crusaders 30 day loan gives you instant cash in an emergency or whatever you need to borrow money quickly for. This is an ideal solution to get a fast loan even if you have a bad credit record in South Africa.
With a 30 day Cash Crusaders loan people ask:
- How much can I borrow from Cash Crusaders?
- Can I get an immediate cash loan?
- Does Cash Crusaders do a credit check?
- Can I get a loan without a bank statement?
- How do I apply for the Cash Crusaders loan?
How much can I borrow from Cash Crusaders?
You can borrow amounts up to R15,000 with the 30 day loan at Cash Crusaders.
Fees and charges apply to any kind of borrowing and it’s no different in this case.
Of course the higher the loan, the more interest you will pay. However even if you borrow the maximum amount of R15,000 you still only pay back about R2,000 on top of the amount you borrow.
This is pretty reasonable for a quick cash loan for people that may have bad credit in South Africa.
Whatever the total amount you wish to borrow you can work it out exactly online using the Cash Converters calculator.
Cash Converters loans calculator
Use the online Cash Converters loans calculator to work out how much you will repay on a loan.
It’s a user friendly tool to help you calculate your personal affordability.
You simply move the slider to the amount you want to borrow. Then according to that amount the calculator works out interest, fees and total repayment figures.
For example: If you set the amount you want to borrow at R5,000 the calculator works out your initiation fee will be R639 and your interest and fees will be R250.
So including a service fee of R69 your total repayment amount on a loan of R5,000 will be R5,958.
Almost R1,000 in fees and interest over 30 days. Not bad considering there’s no credit checks and no bank statements required to qualify for a Cash Crusaders loan.
Can I get an immediate cash loan?
Yes you can get an immediate cash loan at the Cash Crusaders shops in South Africa.
What you need is personal goods to use as security against the money you borrow.
In other words you exchange goods for cash.
Cash Crusaders keeps your pesonal goods in a safe place until you pay back the loan. Once your loan is settled you get your goods back.
Does Cash Crusaders do a credit check?
No because these are no credit check loans for South Africans. You are exchanging your personal goods as security against the loan.
So you can get a loan with no credit check and no need to worry about getting refused to borrow money as you may do with a bank loan.
There are 3 main requirements to qualify for the 30 day loan:
- You must be 21 years of age or older
- Your items must be your own and paid off
- Your items must be in working condition
For obvious reasons Cash Crusaders cannot approve loans on goods that people are still paying off on hire purchase or contracts.
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Can I get a loan without a bank statement?
Yes you can get a loan without a bank statement with the Cash Crusaders 30 day loan.
The reason you do not need to provide bank statements are the same as the reasons that no credit checks are done. Because you are using personal goods as security.
This means you can still get a loan even if you are unemployed in South Africa. Or if you are between jobs or retired.
As long as you have some personal items of value to exchange for your borrowing you will qualify for the Cash Crusaders 30 day loan.
Quick loan application
The application for the 30 day loan is quick and simple:
- First choose the amount you want to borrow
- Then answer a few questions using the online form
- Cash Crusaders negotiate a deal with you
- Take your personal goods to your nearest Cash Crusaders shop
- You exchange your goods for your instant cash loan
You start by using the calculator to choose the amount of your loan.
Next you fill out the simple online form with a few personal questions. Simply things like name, address, email address etc.
After that you need to describe the personal goods that you wish to exchange for your borrowing. You can upload a picture of your goods on the application form.
Just be aware that Cash Crusaders will not accept any faulty goods as security to borrow money from them. However they will accept damaged gold.
Once your items have been valued a Cash Crusaders consultant will contact you with a quote and what to do next.
Go to the website and apply here.
To sum it all up the Cash Crusaders 30 day loan is a great option when you need money in an emergency.
No bank in South Africa is going to give you a loan with no credit check and no bank statements. So it’s a good solution if you have a bad credit record or you are unemployed.
The application process is simple and interest rates are reasonable. It’s easy to qualify and you can get fast cash today to spend as you wish.